Canada is introducing six major CRA benefit payments in October 2025—and each comes with an increase to help Canadians manage the rising cost of living. From the GST/HST Credit to the Canada Disability Benefit, these programs provide crucial financial support to families, newcomers, workers, and seniors. If you’re new to Canada or planning to immigrate soon, understanding these benefits can help you plan your finances better.

This guide highlights each CRA payment arriving this October and explains how ICC Immigration can help you secure your future in Canada through Permanent Residency and other pathways.


1. GST/HST Credit – October 3, 2025

The GST/HST Credit is a tax-free quarterly payment designed to offset federal and provincial sales taxes on everyday purchases. In the 2025–2026 benefit year, payments have increased by 2.7% to match inflation:

  • Singles: Up to $533 annually

  • Couples: Up to $698 annually

  • Per Child Under 19: $184 annually

Eligibility requires filing your tax return and being a resident of Canada for tax purposes. Newcomers and temporary residents may also qualify once they’ve filed taxes and met residency requirements.


2. Advanced Canada Workers Benefit (ACWB) – October 10, 2025

The ACWB provides an advance payment of up to 50% of the Canada Workers Benefit to low-income workers and families. For 2025, payments have increased by 2.7%:

  • Singles: Up to $1,428 annually

  • Families: Up to $2,461 annually

Advance payments for October will be deposited on October 10, 2025. This program helps working Canadians cover essential expenses without waiting for tax season refunds.


3. Canada Child Benefit (CCB) – October 20, 2025

Families with children under 18 can rely on the Canada Child Benefit, a monthly tax-free payment. For the July 2025–June 2026 period, payments rose by 2.7%:

  • Children under 6: Up to $7,997 annually

  • Children 6–17: Up to $6,748 annually

  • Child Disability Benefit: Up to $3,265 annually

The next CCB payment will be issued on October 20, 2025. Families must file taxes annually to stay eligible.


4. Ontario Trillium Benefit (OTB) – October 10, 2025

If you live in Ontario, the Ontario Trillium Benefit combines three credits—the Ontario Sales Tax Credit, the Ontario Energy and Property Tax Credit, and the Northern Ontario Energy Credit—into one monthly payment. Payments increased by 2.7% starting in July 2025.

Examples of support:

  • Up to $1,459 annually for seniors

  • Up to $371 per adult or child for the Ontario Sales Tax Credit

Payments will be made on October 10, 2025. This benefit is especially useful for renters, seniors, and lower-income families facing higher utility and housing costs.


5. Canada Pension Plan (CPP) & Old Age Security (OAS) – October 29, 2025

For seniors, CPP and OAS remain the backbone of Canada’s retirement income system. Indexed to inflation, these programs help cover essentials such as housing, healthcare, and utilities.

Key amounts for 2025:

  • CPP at 65: Up to $1,433/month

  • OAS at 65–74: Up to $727.67/month

  • OAS at 75+: Up to $800.44/month

  • Guaranteed Income Supplement (GIS): Up to $1,057/month for singles

Payments will be issued on October 29, 2025, ensuring retirees maintain steady support.


6. Canada Disability Benefit (CDB) – October 16, 2025

The Canada Disability Benefit is a new tax-free monthly payment designed to reduce poverty among working-age Canadians with disabilities.

  • Maximum Annual Amount: Up to $2,400 per eligible individual

  • Monthly Payments: About $200/month, indexed to inflation

Payments will be issued on October 16, 2025, giving individuals with disabilities reliable financial help to manage healthcare, housing, and accessibility costs.


Why These CRA Benefits Matter for Newcomers and Residents

The October 2025 CRA benefits—including GST/HST Credit, CCB, OTB, ACWB, CPP & OAS, and CDB—show how Canada provides a robust safety net for residents. For newcomers, understanding these benefits is key to budgeting effectively during your first years in Canada. Filing taxes on time and updating your CRA My Account ensures you don’t miss out on these supports.


How ICC Immigration Can Help You Secure Your Future in Canada

Navigating Canada’s immigration system can be complex, but ICC Immigration makes the process smoother. Our experienced team helps you choose secure pathways to Permanent Residency instead of uncertain asylum claims, ensuring long-term stability.

Here’s how ICC Immigration can assist you:

  • Permanent Residency Applications: We guide you through Express Entry, Provincial Nominee Programs (PNPs), and other PR pathways to secure your status in Canada.

  • Work Permits and Study Permits: Establish your career or education in Canada with our support, building a strong foundation for future PR applications.

  • Family Sponsorships: Reunite with loved ones through our efficient sponsorship application services.

  • Expert Legal Advice: Our team explains complex immigration policies, ensuring your application complies with the latest regulations.

By choosing ICC Immigration, you take control of your future with a clear, legal pathway to success.